Daniel Foster
Senior Commercial Underwriter
Hartford, CT daniel.foster@email.com +1 (860) 555-0142 linkedin.com/in/danielfoster
Summary
Commercial P&C underwriter (CPCU) with 16 years managing a $60M book. Improved the loss ratio from 68% to 54% and grew premium 22% while lifting broker retention to 91%. Known for disciplined risk selection, fast turnaround, and mentoring junior underwriters.
Experience
Senior Commercial Underwriter
Travelers · Hartford, CT
Apr 2016 — Present
- Managed a $60M commercial P&C book and improved the loss ratio from 68% to 54% through disciplined risk selection and pricing.
- Grew profitable premium 22% ($11M) while lifting broker retention to 91% via faster turnaround and proactive renewals.
- Raised the quote-to-bind hit ratio from 28% to 41% and mentored 5 junior underwriters to referral authority.
Commercial Underwriter
The Hartford · Hartford, CT
Jul 2008 — Mar 2016
- Underwrote and bound 600+ middle-market policies a year with a 96% audit-compliance rate and a sub-60% loss ratio.
- Cut average quote turnaround from 6 days to 2 by standardizing the risk-assessment workflow.
Skills
Commercial Underwriting · Risk Assessment · Loss Ratio Analysis · Policy Pricing · Broker Relationships · Portfolio Management · Reinsurance · P&C · Mentoring
Education
University of Connecticut
B.S. Finance & Risk Management
2004 — 2008
Beta Gamma Sigma